Protection for the place you call home
Home insurance designed around your peace of mind. Discover what it feels like to have Carohaus behind your front door.
Where comfort meets confidence
A home is rarely just an address. It is where routines form, where belongings gather meaning and where you expect to feel secure. At Carohaus, we don’t simply insure properties — we protect the place life happens.
No two homes tell the same story. Some are family houses, others are city condos or rented apartments. That is why Carohaus offers coverage options designed to fit different homes and different households.
Our goal is straightforward: bring clarity to home insurance. With coverage that is easy to read and a team that is easy to reach, you can make decisions at your own pace.
Whether you own, rent or let out a property, Carohaus is designed for people who value security, flexibility and peace of mind at home.
More than a policy number
We’d rather build a relationship than simply sell a policy. Our team takes the time to understand what you need, then helps shape a coverage plan that fits the way you live.
- A team that answers your questions
- Coverage described in plain language
- Policy updates when your home changes
Add the extras that matter to you
Some homes need more than the standard coverage parts. Depending on your state and policy type, optional endorsements such as water backup, scheduled valuables or equipment breakdown may be available.
Ask our team which options apply to your home, and what each one adds to your policy.
About Optional EndorsementsCovered in three simple steps
Getting started is refreshingly straightforward.
- 1
Request information
Complete our short online form or give us a call to tell us about your home.
- 2
Tailor your policy
Choose coverage parts, limits and deductibles that suit your household.
- 3
Review and enroll
Read your policy documents, ask questions and enroll when you are ready.
Coverage that moves with your life
Life changes, and your home insurance can be reviewed as it does. Carohaus offers flexible options for different homes and households.
Choose Your Coverage
Select the coverage parts that matter to you — dwelling, belongings, liability and more — with limits you can discuss with our team.
Set Your Deductible
Choose a deductible that suits your household and understand how it works before you enroll.
Easy Updates
New address? New belongings? Contact our team to review your policy, with minimal paperwork and fuss.
Questions about Carohaus
Short, plain-language answers to what people ask before signing up.
Ask Us AnythingCarohaus provides home insurance options for homeowners, condo owners, renters and landlords. What a policy includes depends on the coverage you select and the terms of your contract.
Yes. Coverage parts, limits and deductibles can be selected when you enroll, subject to availability in your state.
Optional endorsements may be available depending on your state and policy type. Mention them when you contact our team.
No. Every policy has exclusions and limits, which are listed in your policy contract.
We use the details you share to respond to your request. You can read how information is collected and used in our Privacy Notice.
Ready to explore home insurance?
Share a few details and a member of the Carohaus team will follow up about coverage that fits your home.